What’s the offer? Bank of America Virgin Atlantic 90,000 Flying Club miles after $12,000 in spending.

This 90,000 offer has come and gone over the last few months. I actually snatched up this card back in September┬ábecause of the large signup bonus. The minimum spending requirement may be standoffish for some, but if you know how to manufacture spend, you can easily meet the requirement within a week of receiving the card. This is my first Bank of America credit card and they appear to be very friendly to manufactured spending. I’ve never been shutdown once due to fraud concerns and the card has only been used to buy gift cards.

Other options for using your Flying Club miles

Even if Virgin Atlantic doesn’t fly out of your main airport, don’t dismiss this card just yet. You can actually do a couple of things with your Flying Club points once they post to your account:

  1. Book a Delta flight with your Virgin Atlantic Flying Club miles.
  2. Transfer your Virgin Atlantic Flying Club miles to your Hilton HHonors account at a 1 : 1.5 ratio. (Not the best redemption rate, in my opinion).

Since Virgin Atlantic has such high fuel surcharge fees when booking an award flight, I would actually use my miles to book an award seat with Delta. That way you can save hundreds (maybe even $1,000+) in fuel surcharge fees. Virgin Atlantic doesn’t charge fuel surcharge fees when flying on Delta.

What’s good about this card

  • 90,000 miles is one of the largest I’ve seen for this credit card.
  • Low annual fee to collect the miles.
  • You’re able to book Delta flights with Virgin Atlantic miles.
  • This card earns 1.5 miles per dollar spent. If you use this card to book Delta flights, this is better than any Delta co-branded credit card which earn 1 mile per dollar spent.

What’s bad about this card

  • Has a large spending requirement to collect the miles.
  • $90 annual fee is NOT waived the first year.
  • $15,000 is required to be spent on the card to collect 7,500 miles on your anniversary. $25,000 to collect 15,000 miles. You might as well spend $3,000 more on top of the $12,000 to collect 7,500 additional miles if you plan on keeping this card open past a year.
  • You’re not actually receiving 90,000 miles after meeting the spending requirement. This deal requires additional spending and adding on authorized users.


As mentioned above, you actually won’t receive all 90,000 miles immediately after completing the spending requirement. You receive 20,000 after your first purchase and additional 50,000 after spending $12,000.

I only completed the $12,000 in spending and I ended up with just over 88,000 Flying Club miles in my Virgin Atlantic account. Still not a bad deal considering I only had to pay $142.80 in gift card activation fees to collect the miles.

How to Apply

Application Link: Apply Here