Up until this month, my BlueBird loading style was to do a maximum of $1,000 per day per BlueBird card. Sometime last year American Express changed the rules so you can now load up to $2,500 per day. The maximum you can load per month is still $5,000, meaning you can finish loading money to a BlueBird card in 2 days now ($2,500 x 2 = $5,000) instead of 5 days when it used to be a maximum of $1,000 per day ($1,000 x 5 = $5,000).

So this month I decided I would try loading my 5 BlueBird cards at $2,500 each per day. I did my usual of running around and purchased thousands of dollars in gift cards. This was my most successful day in manufactured spending as I was able to buy $12,500 in gift cards in 1 day. For the record, I did have Teddy with me so we did use a couple of his credit cards to buy the gift cards.

Liquidating $12,500 in gift cards in 2 days

After I purchased our gift cards, I went to Walmart to begin the liquidation process via the money kiosk and cashiers. I had Teddy do $1,000 on his BlueBird card since that’s all he feels comfortable doing. I loaded $1,999.99 via the money kiosk in the customer service area. Woohoo! We got $3,000 down and $9,500 remaining!

I decided to go back to Walmart in the morning after work to finish the liquidation process. I didn’t want to look suspicious by going back and forth between cashiers and the money kiosk, so I decided to load $1,999.99 every 10 minutes at the kiosk. After reaching the limit, I’d walk around the store and come back after it’s been 10 minutes on my cell phone and begin the loading process all over again.

Walmart BlueBird money kiosk

Not all Walmart locations have a money center kiosk where you can load your BlueBird card. This is what the machine will look like if your location does have one!

I ended up having to go back to the kiosk 5 times and it took over an hour to finish the BlueBird liquidation process! The Walmart I go to has the money kiosk right in the customer service area. Each time I went back I got more nervous, because I thought the cashier was going to say something. I never interated with her, but I’m sure she was wonder WTF is this guy doing every 10 minutes? All it would take is a simple coversation with a store manager to “watch this guy” and see what he’s up to. Maybe I’m just being paranoid?

I’m not sure if it’s worth it to try and liquidate this many gift cards in a short amount of time. I definitely feel like I was drawing more attention to myself. What are your thoughts?

BlueBird Reminders

  • $2,500 can be loaded per day.
  • $5,000 maximum can be loaded per month.
  • If you’re loading money at a kiosk, you can load a maximum of $1,999.99 every 10 minutes. If you swipe 4 cards, enter $499.99 on the last card for the amount you’re depositing. $500 will cause the system to lock up.
  • Vanilla branded Visa gift cards do NOT load to BlueBird anymore.
BlueBird Amex card

American Express BlueBird is my favorite way to manufacture spend!

How do you load money to your BlueBird?

I like to finish the process at the beginning of the month so I  don’t have to deal with it until the following month. I’d like to know what your loading process is like. I have hopped around to different Walmart locations before, but that takes more time and that’s what I’m trying to avoid! I just hate drawing attention to myself, so I think I might go back down to $1,000 per day per card.

Let me know in the comments below!