One of the biggest challenges with manufactured spending on your credit cards is how to unload all the gift cards you buy each month with your credit cards. Funding your BlueBird account limits you to only $1,000 a day / $5,000 per month. I am successfully able to load $25,000 a month into my BlueBird accounts by having multiple accounts. No, I’m not breaking BlueBird’s terms by owning multiple accounts with my SSN. I had my partner, sister, and parents all open a BlueBird account. They have no problem with me loading their BlueBird account with Visa gift cards.

I’ve called my credit card companies and they don’t care who the payment comes from. As long as the correct account number is on the BillPay payment the payment will be processed automatically This is great news for those that are looking to have multiple accounts! Hopefully you’re able to find a friend, family member, significant other that would open a BlueBird account for you once they realize why you need it. It doesn’t hurt their credit, BlueBird is not a credit card, and it only takes a few minutes to register.

So between all these accounts I’m able to load up to $5,000 per day or $25,000 per month! As of right now, Visa gift cards along with these BlueBird accounts is my #1 method for gaining miles fast! I am spreading the charges across multiple credit cards though. I don’t want to risk putting all the charges on one card and then get shutdown.

What’s your number 1 method for manufactured spending? Are you using BlueBird as well or a different method? Let me know!