My local grocery store hasn’t had any variable load Visa gift cards in stock for a few weeks now. I drove around to multiple locations in the area and every single store was sold out. I did ask the customer service cashier at one of the stores and she said they’ve been having problems with fraud and they may not get them back in stock. That’s a bummer since they were so easy to load to BlueBird. The default PIN was always the last 4 digits of the gift card.

I ventured out yesterday to try and find similar gift cards and I ended up going back to the same grocery store chain and looked at their variable load MasterCard gift cards. I had never tried MasterCard before because members on FlyerTalk have always reported that MasterCards don’t work as well as Visa gift cards when loading at Wal-Mart. I figured I’d give it a shot anyway, so I bought a $100 MasterCard gift card.

I studied the front and back of the packaging for any info that said I could set a PIN. Nothing. I put the card down and was about to walk away, but I figured I’ll never know if I don’t try. Thankfully I grabbed one because I was able to set a PIN after calling the phone number on the back of the packaging!

How to create a PIN

It doesn’t look like these gift cards come with a default PIN like the Visa gift cards do. In order to create your PIN you have to call 1-866-952-5623. From there, enter your gift card number and then it’s Option 3 to create your PIN.

Variable Load MasterCard Gift Cards

Here’s what the MasterCard gift cards look like.

How to load MasterCard gift cards to BlueBird

I went over to Wal-Mart today and I was able to successfully load the $100 to my BlueBird after a second try! The first try went through as credit and naturally declined it. I don’t have pictures of what to do since the money center kiosk was closed (I didn’t want to take pictures with a cashier assisting me.) However, it was pretty easy the second time around. I just had to hit the “Cancel” button once the screen said “Waiting for Cashier”. I then selected the “ATM/Debit” option and finally enter my PIN.

This is excellent news for me! Many credit cards give out additional miles and points when spending money in the “grocery” category. Let’s not forget that with Visa gift cards now gone at my favorite grocery store, this is one less option for me to manufacture spend. Hopefully the fraudsters will give up with this grocery store and not move on to the MasterCards. Otherwise I may lose another option to manufacture spend very soon.