If you recall, I had my dad signup for the American Express Gold PRG card because he received a targeted offer for 50,000 Membership Rewards points. I simply added him onto one of my existing American Express accounts and his targeted offer showed up on CreditCards.com within a week.

My dad’s offer was 50,000 Membership Rewards points after spending only $1,000 within 3 months and no annual fee the first year. This is double the public offer, which is 25,000 points after spending $2,000 in the first 3 months.

I was trying to hurry and get the points posted to dad’s Membership Rewards account so they could book their flight home as soon as possible for next year. Delta had numerous award flights available at 25,000 miles each. Those award seats have since disappeared, and Delta has replaced them with 32,500 mile award seats (damn you Delta!)

Delta Airlines

Delta will often times fluctuate the award seats. This frustrates the hell out of me, because if you see a 25,000 mile award seat, it may change the next day!

Pre-paying American Express

My dad’s application for the Amex PRG card was approved on November 10th, and the statement was set to close on November 26th. I finished the spending requirement on November 18th and promptly paid the bill in full before the due date. A part of me was hoping the points would post after the first statement generated. After all, both the spending requirement and payment were completed ahead of the closing date. The points did not post after the first statement 🙁

I called American Express Membership Rewards customer service to see if they could push the points through, and they were not able to because the points were part of a signup offer. Typically your rewards points will post the following month after Amex has guaranteed that your bill has been paid. Once you pay your bill, you can call Amex Membership Rewards customer service and have them push your points through manually without any issues.

However, it looks like American Express is unable to manually push points to your account if they are part of signup offer.

When will American Express bonus points post

My dad’s second statement closed on December 26th, and I thought for sure the points would have posted the day after since 2 statements have generated on the account. Nope! The Membership Rewards points still have not posted and after calling American Express, the points will not post until after January’s statement!

In this case, it’s going to takes a full 3 statements to cut before the Membership Rewards points will actually post to the account. Meeting the spending requirement and paying the bill in full before the first statement generates had no affect on receiving the bonus points sooner.

I don’t remember going through this with my American Express Platinum card when I was approved back in the spring. Maybe American Express has switched their system around to determine when bonus points will post? I’m not sure what’s causing the holdup, but don’t plan on receiving your Amex signup bonus immediately after the first or second statement generates!

Customer Service

Calling Amex customer service will have no affect on getting your bonus points posted sooner.

Is this true for all Amex cards?

No! For instance, I signed up for the Amex Delta Gold and Amex Delta Platinum credit cards back in August and September. Both cards came with a 50,000 Delta SkyMiles offer after spending $1,000 within the first 3 months. I met the spending requirement on both cards within the first couple weeks of receiving the cards and the Sky Miles posted within a few days after the first statement generated.

Your mileage may vary for each account. I found this old thread on a credit card forum, and you’ll notice each person has a different time frame on when their points posted.

Lesson learned!

Don’t count on points posting when you need them! I’ll now have to transfer some Sky Miles to my dad’s account so they can have enough miles to fly home in June for a family wedding. I was really hoping those 25,000 mile award seats would still be available!

I’ll look into transfer the points to another airline, but the last time I check, there were no American Airline flights available through the British Avios program. (Remember, you can transfer Amex Membership Rewards points to British Airways Avios program and book American Airlines award tickets.) That would be perfect if 2 award seats opened up, because it would only take a total of 30,000 Avios for 2 round-trip tickets!